Loans

Your Loan Your Way

Our philosophy has always been to look at things differently. We understand the positive effect a loan can have on your life, giving you the chance to get things when you need or want them, so we always look at your whole story.

Credit unions only propose loans with realistic terms, which you can pay back in a way that works best for you.

Credit unions don’t charge for administration fees or transaction charges and you can pay back your personal loan early without penalty, if that becomes an option. Remember, in your local credit union, you are not a customer, you are a valued member.

A credit union loan can help you in many ways, whether it’s to upgrade to a new mode of transport or take the plunge and get married so why not call in to your local credit union for a chat today. Credit unions offer loans for many purposes - some of the most popular loans are below. Be sure to check with your local credit union for the full range of loans they offer.

 

DOING IT YOUR WAY:

Whatever stage you’re at in life there will always be times when it suits to borrow for what you need right now. And no matter what your loan is for your credit union will ensure everything is clear, transparent and straightforward.

• There are no administration charges, hidden fees or transactions charges.

• Credit union interest rates are fair and reasonable and capped by law.

• Repayments are calculated on your reducing balance, so you pay less interest with each repayment.

• In the event of your death, your credit union loan is insured - subject to terms, conditions and eligibility criteria - at no direct cost to you.

• You can pay off your personal loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster! 

 

HOW DO I APPLY FOR A LOAN?

If you're not already a credit union member why not join today? You'll find contact details for your local credit union on the credit union locator.

For members, it's as simple a matter of contacting your local credit union to make a loan enquiry. You will be asked to complete a loan application form and provide some other details relevant to your loan enquiry. Your application will be treated in the utmost confidence and will be considered on its own merits.

 

JOIN NOW          Loan Enquiry...